Our Story

Ralph Chiodo – Realtor/Team Lead – ChiodoTeam

Ralph has been licensed since 1987 and has worked in all aspects of the Real Estate Business, first as an

asset manager for an REO company and now as a Broker specializing in Seniors, and Traditional Listings and

Buyers. Ralph helped grow the Chiodoteam to where it is today and is constantly on the cutting edge with

technology and systems to help sell properties. He recently added 3D video and online virtual tours to his

marketing repertoire, along with his own drone, giving our clients that additional marketing piece to help make

their property stand out among all other competition. Ralph likes to go above and beyond to ensure his clients

are represented well throughout, are happy at the end of their purchase or sale and he stays in touch

afterward, as he builds lasting relationships with his clients. His designations include SRES, CDPE and he is a

fully licensed Broker. Ralph enjoys a new hobby woodturning. He makes wooden and acrylic pens on his

lathe and gives personally designed ones to his clients to sign their contracts. Stay tuned, he is looking to

expand into making other items soon too.

Karen Chiodo – Realtor/Team Lead – ChiodoTeam

Karen has been licensed since 2004 and was the founding member of the ChiodoTeam . Ralph joined her in

2006 as the team began to grow. She once handled a massive REO portfolio, selling up to 300 properties a

year for all private and government owned institutions. She is currently a Certified Luxury Home Marketing

Professional and has completed the coursework to become an Accredited Luxury Home Specialist. This also

allows her to market homes in all price ranges to stand out among the competition. She enjoys helping both

buyers and sellers realize their real estate dreams. Her organization, staging, negotiating and people skills

work to get deals to the table and all parties happy. Karen has always been involved in the community both

personally and professionally. She has been on the board of the local soccer club, the private swim club and

the PTA of her daughters’ schools. She organized a team for the Relay for Life to honor her mom and sister

and raise money for the fight against cancer. She has been part of agent leadership committees and helped in

training classes as well. Karen loves doing what she does and cannot wait to help you!


Ralph and Karen put family first with their two daughters, Megan and Molly. They do a lot of travelling as a

family and enjoy spending time together. Both girls graduated from college, St Joseph’s University and

Muhlenberg College respectively and are thriving. Megan, also a licensed agent is a travel fanatic. She

studied in London and has travelled extensively to many countries including Thailand, and Australia, where she

has lived for a year. She currently works at the Wharton School of University of Pennsylvania. Molly played

soccer in college and continues to play now for fun. She is creative and enjoys helping set up websites,

resumes and other marketing needs for clients aside from her full time job at SEI. Ralph and Karen met in

high school and have been married for almost 35 years now, working together for the last 19 years on the

Chiodoteam. They have also started dipping their toes into rehabbing some homes and bringing them back to

life so another family can make memories in them. They believe in giving back and they strive to work with

local businesses to keep their community strong. Ralph and Karen enjoy going for walks with their dog

Chancellor, a great glass of wine and cooking together. They work well together and love learning new things

to help them to help their clients. Their motto is simple: “Enjoy the little things in life, for one day you’ll look

back and realize they were the big things”.

Kim Navarro – Realtor

Kim joined the Chiodo Team in 2018 and brings over 20 years of real estate experience to the group. She has

a vast knowledge of the REO sales process having worked for major loan servicing and asset management

companies as well at the RTC throughout her career.  Kim offers her sellers, buyers and investors years of

experience and advice. She has a huge network of vendors in all areas. She is the mother of two active teen

daughters, Kelsey and Kaity that keep her busy with their softball and cheerleading. She is also an

active board member of the North Penn Squires Football and Cheerleading Association. When Kim isn't

running between sports fields, meetings and work, she likes to relax listening to music with a glass of wine.

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